20,000 jobs could be created in 2014, if the right environment is provided.
That's according to the Small Firms Association.
They say there are a number of areas that need to be addressed including increased credit availability to firms and improved access for SME's to public procurement contracts.
They're calling for the establishment of a strategic investment bank in order to support small and medium enterprises across the country.
The Small Firms Association Chairman is AJ Noonan;
